Terms and Conditions

Last Updated : July 11, 2023

Acceptance of the Terms of Service
Welcome to Myfuneralexpense.com. We are excited to have you as user and member. The following terms and conditions (collectively, these “Terms of Service”) apply to your use of Myfuneralexpense.com, including any content, functionality and services offered on or via Myfuneralexpense.com (the “Website”).

The Terms of Service also include our Privacy Policy that you can review here: Privacy Policy.

We want to keep our affairs with you as informal as possible, but please read the Terms of Service carefully before you start using Myfuneralexpense.com, because by using the Website you accept and agree to be bound and abide by these Terms of Service. Should you disagree or differ with some of the provisions herein, you can
either impart the Website (although we’ll be sad to see you go!).

Myfuneralexpense.com is not connected with or endorsed or backed by the United States government or the federal insurance program. By using Myfuneralexpense.com you agree to our Terms of Service and Privacy Policy.

Electronic Communications. Telephone Calls. Emails. Text Messaging.

By providing Myfuneralexpense.com with your telephone number, email address, or other contact information, you agree to receive communications, including via email and calls, including text messages and calls made using an autodialer or prerecorded voice messages from or on behalf of Myfuneralexpense.com or our partners at the email
address or telephone number you provided, even if that number is on a National or State Do Not Call List.

These calls may be for information and marketing purposes, such as to provide you with information about Final Expense, or our partners’, services. You are not required to provide your consent to these calls as a condition of any purchase on or through Myfuneralexpense.com or our partners, and you may revoke any consent for marketing messages, phone calls or text messages as described below.

Myfuneralexpense.com or our partners may, without further notice or warning and in our discretion, monitor and/or record telephone conversations for our business purposes, such as quality assurance and training purposes and to protect our rights and the rights of others.

If you wish to opt out of marketing emails, you can unsubscribe by following the unsubscribe options in the email itself. If you wish to opt out of texts, you may reply stop from the mobile device receiving the messages. If you wish to opt out of marketing calls or calls to a wireless number, then you may make a do not call request either during a call you receive from us or by calling back the phone number provided during the call.

You understand and agree that you may:
(i) continue to receive communications while Myfuneralexpense.com or our partner processes your opt-out request,
(ii) receive a communication confirming the receipt of your opt-out request, and
(iii) after opting out of receiving marketing messages, continue to receive certain non-marketing communications by email or to a non-wireless number, such as confirmations or updates related to your account or services from Myfuneralexpense.com or our partners.

Changes to the Terms of Service and the Website
Myfuneralexpense.com is a work in progress and development, meaning that a lot will change in future. We reserve the right to update the Website and these Terms of Service from time to time, at our discretion. We will make sure to disclose any major change in a obvious manner. Of course, this document is public on Myfuneralexpense.com, and you will be able to see the changes for any new version. Your continued use of the Website following the publishing of updated Terms of Service means that you accept and agree to the changes.

Life Insurance Information
Myfuneralexpense.com displays information about life insurances options and features available to the public. Information and figures shown on Myfuneralexpense.com are based on publicly available information. In some instances, we show information given us by our insurance partner companies. We do our best to display accurate and authentic information, but information shown should not be considered official and is for research purposes only.

Links to Third Party
Websites and Third-Party Phone Numbers Myfuneralexpense.com displays links to third party certified brokers or licensed agents which are not owned or operated by Myfuneralexpense.com.

These third-party certified brokers and licensed agents must comply with government regulations to be allowed to enroll people in life insurance or complete the Exchange eligibility application. Please see each third party’s website for their compliance information. Accessing the Website, Security and Privacy We are working always on improving Myfuneralexpense.com.

We also reserve the right to suspend or restrict access to some features to users. In any case, we will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period, nor for any data loss.

We use SSL encrypted browsing for all visitors, but we cannot guarantee that all use will be secure. We also do not guarantee that the Website or any content provided on the Website is error free.

We manage your personal data according to our Privacy Policy. Intellectual Property Rights and Use Guidelines. The Website and its original content, features, theme, and functionality are owned by Myfuneralexpense.com and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

You agree to not copy, modify, create derivative works of, publicly display, publicly perform, republish, any of our copyrighted material.

The Website may contain Content specifically provided by us, our partners or our users and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws.

You shall abide by and maintain all copyright notices, information, and restrictions contained in any content accessed through the Website.

Third Party Logos
Myfuneralexpense.com displays information of life insurance plans available to the public in the individual market (non-group, market). We also display the logos of life insurance companies so that our users can associate the life insurance company offering each plan. Our display of logos follows fair use guidelines. By using myfuneralexpense.com, you agree that the life insurance company logos displayed are not owned by Myfuneralexpense.com for research purposes only and we do not guarantee the accuracy of logos.

Geographic Restrictions
For now, we provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible, appropriate, or legal outside of the United States. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.